Pradhan Mantri Awas Yojana 2018

Pradhan Mantri Awas Yojana (Housing for all 2022 Scheme) August 2018 – Get all updates for PMAY, Download PMAY Application Form, Loan, Process & tutorial. www.epfoscheme.in builds the step by step ways and direct links for you to use the features under the Pradhan Mantri Awas Yojana through the official website.

Get Updates on प्रधानमंत्री आवास योजना ✓ Important Dates ✓ Beneficiaries Details ✓ Flat Locations ✓ Annual Income Required for EWS/LIG ✓ Loan Procedure ✓ Application Form ✓ Interest Rate Loan ✓ Loan Procedure ✓ Flat Price ✓ EMI Calculator ✓ Number of Flats under PMAY ✓ Application Procedure ✓ Eligibility  ✓ Subsidy Scheme ✓ Features  & More.

USEFUL INFORMATION
Country India
Started By Central Government
Given Name Pradhan Mantri Awas Yojana or Housing for all 2022 Scheme
Known As PMAY
Time Period 7 Years
Implemented by 2015 – 2022 (June 17, 2015 – March 31, 2022)
Eligible Categories LIG / EWS (Lower Income Group / Economically Weaker Section)
Requirement for LIG (Annually) ₹ 3 Lacs up to ₹ 6 Lacs
Requirement for EWS (Annually) ₹ 3 Lacs
Subsidy for LIG / EWS YES / Available
Customer Care Toll-Free 1800-11-5050 
Office Address RAAS Housing Finance (India) Limited
1249, Aruna Asaf Ali Marg,
Vasant Kunj, New Delhi-110070
Website pmaymis.gov.in |  mhupa.gov.in

 

PMAY IMPLEMENTED IN TWO DIFFERENT PARTS

  • Pradhan Mantri Awas Yojana (Urban)
  • Pradhan Mantri Gramin Awas Yojana (Rural)

Beneficiaries of Pradhan Mantri Awas Yojana (PMAY)

Pradhan Mantri Awas Yojana would target specific groups from the society like :

 

Scheduled Tribes (ST)
 

Scheduled Casts (SC)
 

Women, irrespective of caste and religion
 

Economically Weaker Section of Society (EWS)

MISSION BEHIND PMAY

The area enclosed within the walls, actual area to lay the carpet. This area does not include the thickness of the inner walls

Housing projects where 35% of the houses are constructed for EWS category

Implementing agencies are the agencies such as Urban Local Bodies, Development Authorities, Housing Boards etc. which are selected by State Government/ SLSMC for implementing Housing for All Mission.

Nodal Agencies identified by Ministry for the purposes of implementation of Credit linked subsidy component of the mission

A compact area of at least 300 population or about 60-70 households of poorly built congested tenements, in unhygienic environment usually with inadequate infrastructure and lacking in proper sanitary and drinking water facilities

Know more about ! 
LOW INCOME GROUP (LIG) : households having annual income between ₹ 3 Lacs upto ₹ 6 Lacs. States/UTs shall have the flexibility to redefine the annual income criteria as per local conditions in consultation with the Centre.
ECONOMICALLY WEAKER SECTION (EWS) : households having annual income up to Rs.3 Lacs. States/UTs shall have the flexibility to redefine the annual income criteria as per local conditions in consultation with the Centre.

 

Pradhan Mantri Awas Yojana Phase
Phase 1
Started
April 2015
End
March 2017
Cities Covered / Developed
100 cities
Phase 2
Started
April 2017
End
March 2019
Cities Covered / Developed
more then 200 cities
Phase 3
Started
April 2019
End
March 2022
Cities Covered / Developed
The left over cities would be covered

 

CARPET AREA COVERED UNDER PMAY

➤ 30 square meter’s for Economically Weaker Section (EWS)

➤ 60 square meter’s for Lower Income Group (LIG)

PRADHAN MANTRI AWAS YOJANA (PMAY) – INTEREST RATE, LOAN & SUBSIDY – August 2018

AMOUNT INTEREST RATE NOTES
Upto Rs. 6 Lacs 6.5 % per annum This interest rate is fixed.
Upto Rs. 9 Lacs 4 % concession (current interest rate) Interest rate in this depends on the current interest rate being provided. if current interest rate is 9 % than the applicant has to pay (9 – 4) = 5 % interest rate
Upto Rs. 12 Lacs 3 % concession (current interest rate) Interest rate in this depends on the current interest rate being provided. if current interest rate is 9 % than the applicant has to pay (9 – 3) = 6 % interest rate

 

Note :

  • The maximum home loan tenure is 15 years
  • No concession will be given If the loan amount exceeds ₹ 12 Lakh (subsidized interest rate will be valid for ₹ 12 Lakh)

After a person allotted a home under Awas yojana, he can choose subsidized loan through any bank which is participating or any approved institutions.

Banks such like :

  • Scheduled commercial banks
  • Regional Rural Banks
  • Housing finance companies
  • State Cooperative banks

HOW TO APPLY FOR PMAY / प्रधानमंत्री आवास योजना

All the persons who want to apply for the Pradhan Mantri Awas Yojana (Urban) OR Pradhan Mantri Gramin Awas Yojana (Rural) can follow our given simple steps down below.

➤ First open your browser and go to the official website.

www.mhupa.gov.in

➤ Now visitor’s have to find and click on to the link named ” SCHEMES/MISSIONS “ available on the web page.

➤ A new window will now pop up with the link ” Pradhan Mantri Awas Yojana “ given on the web page.

➤ Find & download the ” Application form for Housing for All 2022 “

➤ Duly fill your Application Form and submit it to the nearest concern department.

ELIGIBILITY CRITERIA FOR PRADHAN MANTRI AWAS YOJANA – August 2018

➤ Indian citizens and women’s can apply for this scheme

➤ People under Low Income Group (LIG) can apply.

➤ People under Economically Weaker Sections EWG can apply.

➤ Other demographic will not be considered as long as they are women.

➤ Required annual income for EWS households up to ₹ 3 Lacs

➤ Required annual income for LIG households Rs. 3 Lakh to ₹ 6 Lacs

➤ Scheduled tribes and castes may also apply

➤ Senior citizens and differently able will be given special priorities for ground floor housing.

PRADHAN MANTRI AWAS YOJANA LOAN EMI CALCULATOR – August 2018

TARGET CITIES FOR PMAY

State Cities
Telengana Achampet
Adilabad
Armur
Bhongir
Bodhan
Gajwel
GHMC
Jangaon
Karimnagar
Khammam
Mahabubabad
Mahbubnagar
Medak
Metpalle
Miryalaguda
Nagarkurnool
Nalgonda
Nirmal
Nizamabad
Palwancha
Sangareddy
Siddipet
Sircilla
Suryapet
Vicarabad
Wanaparthy
Warangal
Zahirabad
Haryana Faridabad
Gurgaon
Hisar
Karnal
Panipat
Rohtak
Sirsa
Sonipat
Yamunanagar
Madhya Pradesh Agar
Alirajpur
Anuppur
Ashoknagar
Ashta
Balaghat
Barwani
Berasia
Betul
Bhind
Bhopal
Bina-Etawa
Budni
Burhanpur
Chandla
Chhatarpur
Chhindwara
Dabra
Damoh
Datia
Dewas
Dhar
Dindori
GanjBasauda
Guna
Gwalior
Harda
Hoshangabad
Indore
Itarsi
Jabalpur
Jhabua
Khajuraho
Khandwa
Khargone
Khurai
Maihar
Manawar
Mandla
Mandsaur
Morena
Murwara (Katni)
Nagda
Narsimhapur
Nasrullaganj
Neemuch
Panna
Patharia
Pithampur
Raisen
Rajgarh
Rampur Baghelan
Ratlam
Rehti
Rewa
Sagar
Sarni
Satna
Sehore
Sendhwa
Seoni
Shahdol
Shahganj
Shajapur
Sheopur
Shivpuri
Sidhi
Sihora
Singrauli
Sonkatch
Tikamgarh
Ujjain
Umaria
Vidisha
Kerala Alappuzha
Kalpetta
Kannur
Kasaragod
Kochi
Kollam
Kottayam
Kozhikode
Malappuram
Palakkad
Pathanamthitta
Thiruvananthpuram
Thodupuzha
Thrissur
Jammu & Kashmir Anantnag
Badgam
Baramula
Bashohli
Bhaderwah
Bijbehara
Doda
Ganderbal
Handwara
Jammu
Kargil
Kathua
Kishtwar
Kupwara
LehLadakh
Pulwama
Punch
R.S. Pora
Rajauri
Ramban
Samba
Shupiyan
Sopore
Srinagar
Udhampur
Gujarat Ahmedabad
Amreli
Anand
Anklesvar
Bharuch
Bhavnagar
Bhuj
Deesa
Gandhidham
Gandhinagar
Himatnagar
Jetpur
Kadi
Kalol
Mahesana
Morbi
Navsari
Palanpur
Patan
Rajkot
Savarkundla
Sidhpur
Surat
Una
Unjha
Vadodara
Vallabh Vidyanagar
Valsad
Vapi
Visnagar
Himachal Pradesh Baddi
Bilaspur
Chamba
Dharmsala
Hamirpur
Kullu
Mandi
Nahan
Nalagarh
Parwanoo
Shimla
Solan
Una
Rajasthan Ajmer
Alwar
Balotra
Banswara
Baran
Beawar
Bharatpur
Bhilwara
Bhiwadi
Bikaner
Bundi
Chaksu
Chittaurgarh
Churu
Dhaulpur
Falna
Ganganagar
Gangapur City
Hanumangarh
Hindaun
Jaipur
Jhalawar
Jhunjhunun
Jodhpur
Kishangarh
Kota
Makrana
Nagaur
Nathdwara
Pali
Pratapgarh
Pushkar
Rajsamand
Sardarshahar
SawaiMadhopur
Sikar
Sujangarh
Tonk
Udaipur
Vijainagar
Andhra Pradesh Adoni
Amaravati Capital City
Anantapur
Bhimavaram
Chilakaluripet
Chirala
Chittoor
Dharmavaram
Eluru
Gudivada
Gudur
Guntakal
Guntur
GVMC
Hindupur
Kadapa
Kadiri
Kakinada
Kavali
Kurnool
Machilipatnam
Madanapalle
Mangalagiri
Nandyal
Narasaraopet
Nellore
Ongole
Palacole
Proddatur
Rajahmundry
Rayachoti
Srikakulam
Srikalahasti
Tadepalligudem
Tadpatri
Tenali
Tirupati
Vijayawada
Vizianagaram
Yemmiganur
Chhattisgarh Ahiwara
Ambikapur
Bade Bacheli
Bagbahara
Baikunthpur
Balod
Baloda Bazar
Bhatapara
BhilaiCharoda
Bhilai Nagar
Bijapur
Bilaspur
Birgaon
Champa
Chirmiri
Dantewada
Dhamtari
Durg
GobraNawapara
Jagdalpur
JashpurNagar
Kanker
Kawardha
Kondagaon
Korba
Mahasamund
Mana-Camp
Manendragarh
Mungeli
Naila-Janjgir
Narayanpur
Pendra
Raigarh
Raipur
Rajnandgaon
Sukma
Jharkhand Bokaro Steel City
Chas
Chirkunda
Deogarh
Dhanbad
Dumka
Giridih
Gumla
Hazaribag
Jamshedpur
Lorahdaga
Medininagar
Phusro
Ramgarh Cantonment
Ranchi
Nagaland Changtongya
Chumukedima
Dimapur
Jalukie
Kiphire
Kohima
Longleng
Medziphema
Mokokchung
Mon
Naginimora
Peren
Pfutsero
Phek
Tseminyu
Tuensang
Tuli
Wokha
Zunheboto
Odisha Anandpur
Athagad
Balangir
Baleshwar
Banapur
Banki
Bargarh
Baripada
Bhadrak
Bhawanipatna
Bhubaneswar
Biramitrapur
Brahmapur
Brajarajnagar
Byasanagar
Choudwar
Cuttack
Debagarh
Dhenkanal
Jagatsinghapur
Jajapur
Jeypur
Jharsuguda
Kantabanji
Khariar
Khordha
Kochinda
Konark
Koraput
Malkangiri
Nayagarh
Paradip
Puri
Rairangpur
Rajagangapur
Raurkela
Rayagada
Sambalpur
Sundargarh
Talcher
Titlagarh
Umarkote
Manipur Andro
Bishnupur
Heirok
Imphal
Jiribam
Kakching
KakchingKhunou
Kumbi
Kwakta
Lamlai
Lamsang
Lilong (Imphal West)
Lilong (Thoubal)
Mayang Imphal
Moirang
Moreh
Nambol
Ningthoukhong
Oinam
Samurou NP
Sekmai Bazar
SikhongSekmai
Sugnu
Thongkhong Laxmi Bazar
Thoubal
Wangjing
Wangoi
Yairipok
West Bengal Alipurduar
Arambag
Asansol
Ashokenagar Kalyangarh
Baduria
Baidyabati
Balurghat
Bankura
Bansberia
Baranagar
Barasat
Barddhaman
Barrackpore
Baruipur
Basirhat
Beldanga
Berhampore
Bhadreswar
Bhatpara
Bidhannagar
Birnagar
Bishnupur
Bolpur
Bongaon
Budge Budge
Chakdaha
Champdani
Chandannagar
Chandrakona
Contai
Cooper’s Camp
Dainhat
Dalkhola
Dankuni
Darjeeling
Dhulian
Dhupguri
Diamond Harbour
Dinhata
Dubrajpur
Dum Dum
Durgapur
Egra
English Bazar
Gangarampur
Garulia
Gayespur
Ghatal
Gobardanga
Guskara
Habra
Halida
Haldibari
Halisahar
Howrah
Hugli-Chinsurah
Islampur
Jalpaiguri
Jangipur
JaynagarMazilpur
Jhalda
Jhargram
Jaiganj-Azimganj
Kaliaganj
Kalimpong
Kalna
Kalyani
Kamarhati
Kanchrapara
Kandi
Katwa
Kharagpur
Kharar
Khardah
Kooch Bihar
Kolkata
Konnagar
Krishnanagar
Kshirpai
Kurseong
Madhyamgram
Maheshtala
Mal
Mathabhanga
Medinipur
Mekliganj
Memari
Mirik
Murshidabad
Nabadweep
Naihati
Nalhati
New Barrackpore
North Barrackpore
North DumDum
Old Malda
Panihati
Panskura
Pujali
Puruliya
Raghunathpur
Raiganj
RajpurSonarpur
Ramjibanpur
Rampurhat
Ranaghat
Rishra
Sainthia
Santipur
Serampur
Siliguri
Sonamukhi
Suri
South DumDum
Suri
Taherpur
Taki
Tamluk
Tarakeswar
Titagarh
Tufanganj
Uluberia
UttarparaKotrung

 

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